Loans - CPBank

Loans

With CPBank, you could get loans to fulfill your personal needs based on your preferences—whether it is Unsecured Loan, Auto Loan, Mortgage Loan, Agriculture Loan and Non-Agriculture Loan.

Unsecured Loan

Unsecured Loan is a type of a loan aim to provide to Cambodians who need money for personal use or purchase equipment, with a particular focus on those who have a salary.

Product Feature

 Loan Amount 1,000 – 30,000 4 Million – 120 Million
 Currency  USD  KHR
 Loan Term 6 months – 24 months
 Repayment Mode  EMI / EPM

Requirements

Eligibility

  • Have income from salary
  • Residential live in Cambodia
  • From 25 years to 60 years
  • Minimum 2 years of working experience and at least 1-year history with the current organization
Required Documents

  • ID card or Passport
  • Family Book
  • Residential Book
Additional documents 

  • Nomination Letter (If required)
  • Bank Statement
  • Employment contract

Collateral Requirement

What type of collateral do customers need to provide?

  • Unsecured Loan does not require any collateral.

Advantages

  • High loan amount
  • Special interest rate
  • Long term loan
  • Easy questions and fast approval
  • No Collateral Requirement

* Conditions are subject to the Bank’s sole discretion in changing it without prior notice to customers.

Non Agriculture Loan

It is a term loan product created for all type purposes and customers both for salaried employees as well as to self-employed business persons. The target customers of this products are from urban as well as from rural areas and fall under the salaried mass market, the Self Employed Mass Market (SEMM) and the Small and Medium Enterprises (SME) segments. All loans are fully secured by property.

Features:
  • Currency type in KHR, THB, and USD
  • Loan size up to $250,000
  • Loan term up to 84 months
  • Flexible repayment modes
  • Be a permanent resident
  • Possess legal business with real profitability or real occupations

Mortgage Loan

We offer a quick, simplified documentation, attractive interest rate and longer term of mortgage Loan to suite individual needs.

Feature:
  • Currency type in USD
  • Loan size up to $250,000
  • Loan term up to 240months
  • Flexible repayment modes

Auto Loan

It is developed for both salaried employees and self-employed businesspersons who wish to purchase a brand new car or used car. Our auto loan product will help to make your dream vehicle a reality.

Features:
  • Currency type in KHR, THB, and USD
  • Loan size up to $100,000
  • Loan term up to 5 years for used vehicles and 8 years for a new one
  • Flexible repayment modes
  • Be a permanent resident
  • Possess legal business with real profitability or real occupations
  • Age from 25 to 70 years old
  • Take vehicle registration card as collateral

Agriculture Loan

CP Bank Plc. created segregation of Agricultural Term Loans into a separate credit policy aiming to extend term loans to the underserved segment in Cambodia, specifically for
self-employed individual customers in the agricultural sector. All loans are fully secured by property.

Features:
  • Currency type in KHR, THB, and USD
  • Loan size up to $250,000
  • Loan term up to 84 months
  • Flexible repayment modes
  • Be a permanent resident
  • Possess legal business with real profitability or real occupations
Cambodia Post Bank