Deposit - CPBank

Deposit

Self-cash management by putting into piglets, bamboo tube, under mattresses and pillows might be risky and
opportunities to generate income for ourselves as well as society and the entire nation might be missed.
CPBank has developed various types of savings and deposit products to help customers manage their cash
effectively. Deposit can be made in three different currencies including Khmer riel, US Dollar and Thai Baht.

Deposit Services available to the public include:

SAVING ACCOUNTS

CPBank provides accessibility and convenience to those who have surplus funds or unused funds and wish to increase their own assets by investing in low risk products with a secured bank. The customers who wish to earn more income can open savings account with CPBank in the local currency or in a foreign currency depending on their funding sources. Minimum amount of US$ 10 are required for initial deposit.

Currency USD KHR BATH
Minimum Balance 10 40,000 400
Interest Rate 0.75% P.A. 0.75% P.A. 0.75% P.A.

 

Special features

  • Available in 3 currencies: Khmer Riel (KHR), US Dollar (USD), and Thai Baht (THB).
  • Free Passbook
  • Free Monthly Bank Statement
  • Free ATM Card and Mobile Banking Service
  • Special for Money Transfer
  • Easy access to your money through Mobile banking facilities and ATM machine (CSS Member)
  • Enjoy special discount from our Business Partners with our ATM Card

Document Requirement

  • Individuals age 18 years and over
  • Identification Card or Passport
  • Business Card
  • Current address

Note:

Dormancy Fee (No transaction after 12 months): USD 10 or KHR 40,000 or BTH 400

SAVING ACCOUNTS VIP

This account is designed to meet the expectation of affluent customers. The customers will not only get the higher interest rate than savings account but also receive the VIP membership card for priority service offering at all branches. Minimum balance of US$500 (or equivalent currency) are required for initial deposit.

 

Currency USD KHR BATH
Minimum Balance 500 2,000,000 20,000
Interest Rate 2 %  P.A. 2 %  P.A. 2 %  P.A.

 

Special features:

  • Available in 3 currencies: Khmer Riel (KHR), US Dollar (USD), and Thai Baht (THB).
  • Free Passbook
  • Free Monthly Bank Statement
  • Free ATM Card and Mobile Banking Service
  • Special for Money Transfer
  • Easy access to your money through Mobile banking facilities and ATM machine (CSS Member)
  • Enjoy special discount from our Business Partners with our ATM Card

Document Requirement:

  • Available for individuals age 18 years and over
  • Identification Card or Passport
  • Business Card
  • Current address

 

Note:

Dormancy Fee (No transaction after 12 months): USD 10 or KHR 40,000 or BTH 400

CURRENT ACCOUNTS

It is a unique interest-bearing account to serve both retail and non-retail customers who need to make large cheque payment to anyone in their daily business activities. Minimum balance of US$ 500 (or equivalent currency) are required for initial deposit.

Currency USD KHR BATH
Minimum Balance 500 2,000,000 20,000
Interest Rate 0.75 % P.A. 0.75 % P.A. 0.75 % P.A.

 

Special features:

  • Available in 3 currencies: Khmer Riel (KHR), US Dollar (USD), and Thai Baht (THB).
  • Free Monthly Bank Statement
  • Easy access to your money through Mobile banking facilities
  • Facilitate your business payment

Document Requirement:

  • individuals age 18 years and over
  • Identification Card or Passport
  • Business Card
  • Current address

Note:

Dormancy Fee (No transaction after 12 months): USD 10 or KHR 40,000 or BTH 400

CURRENT ACCOUNTS VIP

It is a unique interest-bearing account to serve both retail and non-retail customers who need to make large cheque payment to anyone in their daily business activities. Minimum balance of US$ 2,000 (or equivalent currency) are required for initial deposit.

 

Currency USD KHR BATH
Minimum account opening balance 2000 8,000,000 80,000
Interest Rate 2 % P.A. 2 % P.A. 2 % P.A.

 Account features:

  • Available in 3 currencies: Khmer Riel (KHR), US Dollar (USD), and Thai Baht (THB).
  • Free Monthly Bank Statement
  • Easy access to your money through Mobile banking facilities
  • Facilitate your business payment

Document Requirement:

  • Individuals age 18 years and over
  • Identification Card or Passport
  • Business Card
  • Current address

RECURRING ACCOUNTS

It is a special type of accounts which is a hybrid between savings account and fixed deposit account. This           account type is flexibly developed  providing an alternative option for depositors basing on their flow of income which enables a depositor particularly deposit money into their account on daily, weekly or monthly basis.

The interest rate is depending on the selected period and currency type.

  • Kid Account
  • Plan Account
  • Retirement Account
 

Recurring Interest

 

                  Team USD KHR THB
6 Months 3.00% 3.00% 3.00%
                  12 Months 3.50% 3.50% 3.50%
24 Months 4.00% 4.00% 4.00%
48 Months 4.50% 4.50% 4.50%
84 Months 5.00% 5.00% 5.00%
                  120 Months 5.50% 5.50% 5.50%
 More than 120 Months 6.00% 6.00% 6.00%

Special features:

  • Available in 3 currencies: Khmer Riel (KHR), US Dollar (USD), and Thai Baht (THB).
  • Free monthly bank statement
  • Easy access to your money through Mobile banking facilities and ATM machine (CSS Member)
  • Facilitate your saving purposes
  • Facilitate your business payment

Document Requirement:

  • Individuals age 18 years and over
  • Identification Card or Passport
  • Business Card
  • Current address

FIXED DEPOSIT

Short Term

 

Month Individual
Interest at Maturity Monthly ​Interest
1 M 2.00% 1.75%
3 M 3.00% 2.75%
6 M 4.00% 3.75%
9 M 5.00% 4.75%
12 M 5.75% 5.50%
Long Term

 

Month Individual
Interest at Maturity Monthly ​Interest
18 M 6.00% N/A
24 M 6.25%
36 M 6.25%
48 M 6.25%
>= 60 M 6.25%

Special features:

  • Available in 3 currencies: Khmer Riel (KHR), US Dollar (USD), and Thai Baht (THB).
  • Free monthly bank statement
  • Minimum balance USD 100

Document Requirement:

  • Individuals age 18 years and over
  • Identification Card or Passport
  • Business Card
  • Current address

Note:

In case the account holder chooses an automatic rollover, and upon the arrival of the maturity date, the account holder does not give written instruction to Cambodia Post Bank to change the terms, the fixed deposit shall be successively renewed for the same tenor at Cambodia Post Bank’s prevailing rate at the time of renewal.

 

SAVING TIER PRICING

 This account will benefit customers to earn more interest basing on outstanding balance in their account. We provide tier interest rate depending on deposited balance. The interest rate is computed daily on outstanding balance and it will be liquidated at month end. The minimum balance for the account opening is US$ 1,000 or equivalent currency.

 

Currency USD KHR BATH
Minimum account opening balance 1,000 4,000,000 40,000

 

Interest Rate of Saving Tier Pricing

Amount USD KHR BATH
 From 3,000 USD 1.75% P.A. 1.75% P.A. 1.75% P.A.
>3,000 USD – 20,000 USD 2% P.A. 2% P.A. 2% P.A.
>20,000 USD – 50,000 USD 2.5% P.A. 2.5% P.A. 2.5% P.A.
50,000 USD up 2.75% P.A. 2.75% P.A. 2.75% P.A.

 

Account features:

  • Available in 3 currencies: Khmer Riel (KHR), US Dollar (USD), and Thai Baht (THB).
  • Free monthly bank statement
  • Easy access to your money through Mobile banking facilities and ATM machine
  • Facilitate your business payment
  • Available for Saving account for Tier Pricing and Current account for Tier Pricing

 

Document Requirement:

  • Individuals age 18 years and over
  • Identification Card or Passport
  • Business Card
  • Current address

ESCROW ACCOUNTS

We offer escrow services to facilitate real estate investment such purposes as home or land purchase. According to your instructions and designated purpose for the account, we will provide safe and reliable fund escrow and transfer services.

Amount (USD )

 

Fee Charge (USD)

 

Up to USD 100,000 USD 50
>  100,000 to ≥ 250,000 USD 150
>  250,000 to ≥ 300,000 USD 200
>  300,000 to ≥ 500,000 USD 250
>  500,000 to ≥ 1,000,000 USD 350
>  1,000,000 USD 450

 

Special features:

  • Available in 3 currencies: Khmer Riel (KHR), US Dollar (USD), and Thai Baht (THB).
  • Facilitate for your business payment and settle your real estate property
  • Free Business Consultation
  • Free Legal Consultation

Document Requirement:

  • Individuals age 18 years and over
  • Identification Card or Passport
  • Business Card
  • Current address

SAVING SETTLEMENT ACCOUNT

Settlement Account helps Loan Clients for loan payment and settlement.

 

Currency  USD KHR BATH
Minimum Balance 10 40,000 400
Interest Rate 0.75% P.A. 0.75% P.A. 0.75% P.A.

 

Special features:

  • Available in 3 currencies: Khmer Riel (KHR), US Dollar (USD), and Thai Baht (THB).
  • Easy access to your money through Mobile banking facilities and ATM machine
  • Facilitate your loan payment

 

Document Requirement:

  • Individuals age 18 years and over
  • Identification Card or Passport
  • Business Card
  • Current address

Note:

Dormancy Fee (No transaction after 12 months): USD 10 or KHR 40,000 or BTH 400

Cambodia Post Bank