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Overdraft Facility :

Overdraft against Fixed Deposit allows customers who are short of funds occasionally due to their late cash flow.  Customer can withdraw from their Savings Account or Current Account without prior notice, according to the agreement with the Bank. Customers can make withdrawals more than the amount in their account balance and the interest will be charged for the overdrafts (debit balance) only.

Overdraft Feature :

• Fulfilling the short of funds for short periods

• Convenient

• Able to pay back in short period with low interest

Overdraft Advantages :

• Currency type is in USD only

• The maximum loan size is 95% against the face value of Fixed Deposits

• Age from 20 to 60 years old

• Loan term up to 12months

• Only CP Bank Fixed deposit certificate original is accepted as collateral 

 

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